Personal Checking
Thrift Account
Classic Account
N.O.W. Account
Senior Classic Account
Signature Account
Thrift Account
The Thrift Account is for customers who write only a few checks each month. This account has no minimum balance requirement.
| Minimum Balance | Monthly Service Fee |
| None |
$2.00 per month plus 25 cents per debit |
There is no service fee with an Average Collected Balance of $1,000.00 or more. Minimum deposit to open is $100.
Classic Account
The Classic Account offers customers an affordable account with unlimited check writing.
| Minimum Balance | Monthly Service Fee |
| $500.00 and above | No Charge |
| $0.00 - $499.99 | $8.00 |
Minimum deposits to open is $100.00
N.O.W. Account
The N.O.W. ACCOUNT is for customers who want to receive interest on their checking account. Fees can be eliminated based on the balance maintained. Fees could reduce earnings.
| Rates Accurate as of 10-28-08 | |
| Interest Rate | APY* | 0.245% | 0.25% |
| Minimum Balance | Monthly Service Fee |
| $1,000 | No Charge |
|
$1,500 avg. collected balance |
No Charge |
| $0.00 - $999,999 | $8.00 |
A variable rate of interest is accrued daily based on the Average Collected Balance calculated on a 365 day basis and paid monthly. Rate may change after account is opened. Minimum deposit to open is $500.
| Rates Accurate as of 10-28-08 | |
| Interest Rate | APY* |
| .245 | .25 |
*Annual Percentage Yield
The APY assumes funds will remain on deposit for a full year at the disclosed rate.
Senior Classic Account
The Senior Classic Account is for customers 60 years of age and older. The account provides
unlimited check writing, no minimum balance requirements, and no monthly service fees.
The account also earns a variable rate of interest accrued daily based on the Average Collected Balance calculated on a 365 day basis and paid monthly. Seniors must request account eligibility. Rate may change after account is opened.
Signature Account
For the freedom of enjoying basic banking services at absolutely no cost, our signature account includes no minimum balance requirements, unlimited check writing and available ATM/Debit card.
Your checking account records are stored for you at no cost. Minimum deposit to open is $100.
All Deposit Accounts at BankHaven are subject to:
Terms and Conditions
Funds Availability Rules
Electronic Transfer Rules
Truth-In-Savings Rules
Each new account holder will be given this information at the time an account is opened, or you may
request a copy by contacting us using the information on the left side of this page.